"Kindness in words creates confidence. Kindness in thinking creates profoundness. Kindness in giving creates love."
Inspirational ! Power of Money, By Adam Khoo
( Singapore 's youngest millionaire at 26 yrs.)
Some of you may already know that I travel around the region pretty frequently, having to visit and conduct seminars at my offices in Malaysia , Indonesia , Thailand and Suzhou ( China ). I am in the airport almost every other week so I get to bump into many people who have attended my seminars or have read my books.
Recently, someone came up to me on a plane to Kuala Lumpur and looked rather shocked! . He asked, 'How come a millionaire like you is traveling economy?' My reply was, 'That's why I am a millionaire. ' He still looked pretty confused.
This again confirms that greatest lie ever told about wealth (which I wrote about in my latest book 'Secrets of Self-Made Millionaires') Many people have been brainwashed to think that millionaires have to ! wear Gucci, Hugo Boss, Rolex, and sit on first class in air travel. This is why so many people never become rich because the moment that earn more money, they think that it is only natural that they spend more, putting them back to square one.
The truth is that most self-made millionaires are frugal and only spend on what is necessary and of value. That is why they are able to accumulate and multiply their wealth so much faster.
Over the last 7 years, I have saved about 80% of my income while today I save only about 60% (because I have my wife, mother in law, 2 maids, 2 kids, etc. to support). Still, it is way above most people who save 10% of their incom! e (if they are lucky).
I refuse to buy a first class ticket or to buy a $300 shirt because I think that it is a complete waste of money. However, I happily pay $1,300 to send my 2-year old daughter to Julia Gabriel Speech and Drama without thinking twice.
When I joined the YEO (Young Entrepreneur's Orgn)a few years back (YEO) is an exclusive club open to those who are under 40 and make over $1m a year in their own business) I discovered that those who were self-made thought like me. &n! bsp;Many of them with net worth well over $5m,travelled economy class and some even drove Toyota 's and Nissans,not Audis, Mercedes's, BMWs.
I noticed that it was only those who never had to work hard to build their own wealth (there were also a few ministers' and tycoons' sons in the club) who spent like there was no tomorrow. Somehow, when you did not have to build everything from scratch, you do not really value money. This is precisely the reason why a family's wealth (no matter how much) rarely lasts past the third generation
Thank God my rich dad foresaw this terrible possibility and refused to give me a cent to start my business.
Then some people ask me, 'What is the point in making so much money if you don't enjoy it?' The thing is that I don't really find happiness in buying branded clothes, jewellery or sittin! g first class. Even if buying something makes me happy it is only for a while, it does not last.
Material happiness never lasts, it just gives you a quick fix. After a while you feel lousy again and have to buy the next thing which you think will make you happy. I always think that if you need material things to make you happy, then you live a pretty sad and unfulfilled life..
Instead, what makes me happy is when I see my children laughing and playing and learning so fast. What makes me happy is when I see my companies and trainers reaching more and more people every year in so many more countries.
What makes me really happy is when I read all the emails about how my books and seminars have touched and inspired someone's life.
What makes me really happy is reading all your wonderful posts about how this blog is inspiring you. This happiness makes me feel really good for a long time, much much more than what a Rolex would do for me.
I think the point I want to put across is that happiness must come from doing your life's work (be it teaching, building homes, designing, trading, winning tournaments etc.) and the money bbthat comes is only a by-product. If you hate what you are doing and rely on the money you earn to make you happy by buying stuff, then I think that you are living a meaningless life. Do give it a serious thought won't you?
Thursday, 5 November 2009
Tuesday, 27 October 2009
Michou gay ??? hhmmmm.....
As usual my cat is always very friendly with the female cats but has taken care that no
males are visible nor ever shares food with them. He has fought, dealt with and gotten rid of all male cats in our garden. With the ladies he is such a gent that he lets them have their full and then eats. If ever a female came while he was eating, he’d stand back and wait till she finished.
I have nothing against gay people mind you, nor am I making fun of anybody; be they gay, straight or religious..
To get back to Michou’s new attitude or peculiar change in taste; at first the kids and I thought the young beautiful green eyed cat was a female ;but turned out we didn’t look well ! For the she turned out to be a he . What did catch our attention was the fact that he’d let him bite him and play rough all the time and stupid old me thinking come spring we’d have gorgeous kittens –hahahahaha .
Here are pics of our Latin lover and Michou who lets him have his way as always .He even lets him eat before him ,something he does for the Lady cats only. Never thought that male cats behaved like gents with their own kind , guess I wasn’t right and Michou proved me wrong!!
Thursday, 22 October 2009
Rats YUCK !
As I was cooking lunch for the family ,my daughter came in and screamed : Mama we have rats in our street !" "What ???, said I, as she took me by surprise .
"Rats ?" I asked with great shock and disgust....
Here are pics of the trap set in our street Yuck !
The trap consists of poison and is open at both ends ;so when that the rat enters eats the stuff and runs out ; and dies within two hours .
I'm ok with most animals though not a wild love for them have pets but mice and rats aren't my favourite
Tuesday, 13 October 2009
I am Flying Out This Wednesday ....should I think again? hhmmmm
Sent to me by a dear friend........
Pilots on Food Stamps
By Michael Moore
October 12, 2009 --- We're on the descent from 20,000 feet in the air when the flight attendant leans over the elderly woman next to me and taps me on the shoulder.
"I'm listening to Lady Gaga," I say as I remove just one of the ear buds. I know not this Lady Gaga, but her performance last week on SNL was fascinating.
"The pilots would like to see you in the cockpit when we land," she says with a southern drawl.
"Did I do something wrong?"
"No. They have something to show you." (The last time an employee of an airline wanted to show me something it was her written reprimand for eating an in-flight meal without paying for it. "Yes," she said, "we have to pay for our own meals on board now.")
The plane landed and I stepped into the cockpit. "Read this," the first officer said. He handed me a letter from the airline to him. It was headlined "LETTER OF CONCERN." It seems this poor fellow had taken three sick days in the past year. The letter was a warning not to take another one -- or else.
"Great," I said. "Just what I want -- you coming to work sick, flying me up in the air and asking to borrow the barf bag from my seatback pocket."
He then showed me his pay stub. He took home $405 this week. My life was completely and totally in his hands for the past hour and he's paid less than the kid who delivers my pizza.
I told the guys that I have a whole section in my new movie about how pilots are treated (using pilots as only one example of how people's wages have been slashed and the middle class decimated). In the movie I interview a pilot for a major airline who made $17,000 last year. For four months he was eligible -- and received -- food stamps. Another pilot in the film has a second job as a dog walker.
"I have a second job!," the two pilots said in unison. One is a substitute teacher. The other works in a coffee shop. You know, maybe it's just me, but the two occupations whose workers shouldn't be humpin' a second job are brain surgeons and airline pilots. Call me crazy.
I told them about how Capt. "Sully" Sullenberger (the pilot who safely landed the jet in the Hudson River) had testified in Congress that no pilot he knows wants any of their children to become a pilot. Pilots, he said, are completely demoralized. He spoke of how his pay has been cut 40% and his own pension eliminated. Most of the TV news didn't cover his remarks and the congressmen quickly forgot them. They just wanted him to play the role of "HERO," but he was on a more important mission. He's in my movie.
"I hadn't heard anywhere that this stuff about the airlines is in this new movie," the pilot said.
"No, you wouldn't," I replied. "The press likes to talk about me, not the movie."
And it's true. I've been surprised (and slightly annoyed) that, with all that's been written and talked about "Capitalism: A Love Story," very little attention has been paid the mind-blowing stuff in the film: pilots on food stamps, companies secretly taking out life insurance policies on employees and hoping they die young so the company can collect, judges getting kickbacks from the private prison industry for sending innocent people (kids) to be locked up. The profit motive -- it's a killer.
Especially when your pilot started his day at 6am working at the local Starbucks.
If you had an idea that was going to outrage society, would you keep it to yourself?
Pilots on Food Stamps
By Michael Moore
October 12, 2009 --- We're on the descent from 20,000 feet in the air when the flight attendant leans over the elderly woman next to me and taps me on the shoulder.
"I'm listening to Lady Gaga," I say as I remove just one of the ear buds. I know not this Lady Gaga, but her performance last week on SNL was fascinating.
"The pilots would like to see you in the cockpit when we land," she says with a southern drawl.
"Did I do something wrong?"
"No. They have something to show you." (The last time an employee of an airline wanted to show me something it was her written reprimand for eating an in-flight meal without paying for it. "Yes," she said, "we have to pay for our own meals on board now.")
The plane landed and I stepped into the cockpit. "Read this," the first officer said. He handed me a letter from the airline to him. It was headlined "LETTER OF CONCERN." It seems this poor fellow had taken three sick days in the past year. The letter was a warning not to take another one -- or else.
"Great," I said. "Just what I want -- you coming to work sick, flying me up in the air and asking to borrow the barf bag from my seatback pocket."
He then showed me his pay stub. He took home $405 this week. My life was completely and totally in his hands for the past hour and he's paid less than the kid who delivers my pizza.
I told the guys that I have a whole section in my new movie about how pilots are treated (using pilots as only one example of how people's wages have been slashed and the middle class decimated). In the movie I interview a pilot for a major airline who made $17,000 last year. For four months he was eligible -- and received -- food stamps. Another pilot in the film has a second job as a dog walker.
"I have a second job!," the two pilots said in unison. One is a substitute teacher. The other works in a coffee shop. You know, maybe it's just me, but the two occupations whose workers shouldn't be humpin' a second job are brain surgeons and airline pilots. Call me crazy.
I told them about how Capt. "Sully" Sullenberger (the pilot who safely landed the jet in the Hudson River) had testified in Congress that no pilot he knows wants any of their children to become a pilot. Pilots, he said, are completely demoralized. He spoke of how his pay has been cut 40% and his own pension eliminated. Most of the TV news didn't cover his remarks and the congressmen quickly forgot them. They just wanted him to play the role of "HERO," but he was on a more important mission. He's in my movie.
"I hadn't heard anywhere that this stuff about the airlines is in this new movie," the pilot said.
"No, you wouldn't," I replied. "The press likes to talk about me, not the movie."
And it's true. I've been surprised (and slightly annoyed) that, with all that's been written and talked about "Capitalism: A Love Story," very little attention has been paid the mind-blowing stuff in the film: pilots on food stamps, companies secretly taking out life insurance policies on employees and hoping they die young so the company can collect, judges getting kickbacks from the private prison industry for sending innocent people (kids) to be locked up. The profit motive -- it's a killer.
Especially when your pilot started his day at 6am working at the local Starbucks.
If you had an idea that was going to outrage society, would you keep it to yourself?
Saturday, 26 September 2009
A Libyan Woman cries out......

The Libyan Party ....
It has been and will continue to be Ghedaffi's party for still a long time.
We the Libyan people are mere spectators on a ride to God knows where!
When I was on my last on holiday as usual ,which is the norm I am asked for my nationality. As soon as I splurt out the fact of being Libyan "Gheddaffi "I hear is the shocking reply. I cant bargain ,buy or even comment without the label Mr. Gheddaffi has given me , which is untrue. I am not loaded and I have to work hard for a living nor I am related to any of his friends or relatives and I don't agree with any of his so called governmental strategies .Yet I get labeled a Gheddaffi !
Nobody ever speaks or writes about the Libyan people . This time they were uninvited to the "PARTY " which Gheddaffi held to show the world that hes changed.The people were told to stay at home and watch their party thorough a tv which emphasizes their freedom and monies spent on this so called THEIR PARTY.I mean really we have people who get by with salaries and a lot of debt at their neighboring food store pleading with the shop keeper to prolong the debt ...
Why the extravaganza? the glitter ? An air show,to top it all Italian planes flying up above in our blue skies, promoting the Italian flag , and our younger generation were brained washed in to thinking of them as the Fascists and enemy not a long while back. Libyan people are a bunch of sheep who will never leave the shepard who holds the stick and tells them where to go. But a life loving shepherd takes care and loves his sheep whereas with Gheddaffi it is not the case,and never was.
Whenever foreign policy hit Gheddaffi in the past ,through sanctions and other limitations to his and his family's huge accounts over all the world,it would back fire on us the Libyan people. Who will compensate us for the loss of the years living in deprivation and unknown expectancies of the future?
Yet everybody in the world gets compensated but the Libyan people and the life they have been living which is no party !
now the latest is the IRA ,asking to be refunded for their loss !I mean really what have done ???
African leaders come and leave with God only knows how much money and presents are given them. We the Libyan people must stay put or else will never see the daylight s ever......
Now the world has accepted him and we still pay for the atrocities and bad reputation he rewarded us .Its simply a no win game where nobody but Mr. Gheddaffi and his clan profit.
And the Libyan People ? What Libyans, Gheddaffis you mean ?? Here the saying of money talks is to be the quote of choice..... sigh
Desert Rose
Wednesday, 29 July 2009
lying ? well, weather permitting.....

Even the ones who state they have never lied,do so unknowingly.
WHY ? You might ask,to which the answer is as simple and straightforward as the question . And what has the weather to do with lying you may think?
I will leave you to think for a moment .....
I can actually hear you thinking Luna has gone overboard this time shes over done it.She's a cracker .To which I'd reply a cracker I'd eat but have chosen to not become one as it would be too crowded with the many weirdoes I encounter on a daily basis through the net and first hand!
What does lying have in common with the weather?
Ok ,so we do blame the weather on everything ,do we not ? This time its with a twist, that of lying about the weather -now youre going ,huh ?
I bet you still can't get it !
Here goes:
When we are enjoying our seasons,to which you are lucky if you still have them,as in Libya we tend to have them nearly all in a day most times, actually leaving us to say that we have two seasons ie winter and spring.
When winter sets in and we have to face the cold weather we promise that we'd never complain about the great summer and its heat even though we feel like we'd be roasting in an on going ,never ending oven !
To which some of our complaints would be ;"Give me summer anyday ; let the heat kill me .""Ah but not the cold. How many clothes are needed to keep us warm ?"
Yes,in summer we dont need such an abbundance of clothes,true,.For we can chose to be as light as our social status alows us ie bare little or all,or dont bare ,last one is for the conservatives !
Come summer brining the Ghibli(hot ,sandy ,wind) continues to blow dry us till our saliva is no more,making us litterally living under showers ,in bathtubs or for the ones who can afford it, swimming pools.
Cool you might think -then boredrom sets in and we wish we were in winter with a never ending blizzard leaving us freezing ,so what ,hence convincing ourselves we'd just cover up very well ,anything but the heat...
So ,is this not lying ,or have we gotten into thinking that lying is another matter. The subject is that we can call them , white lies or sweet lies but they are LIES at the end of the day ,because when promises are made ,they are to be kept otherwise lying takes place which can become a hard habbit to break,even if it started out with the weather!
Salam
Wednesday, 8 July 2009
Libyan Bloggers...

Why do people who claim to be open minded are actually the best hypocrites in the world???
In the past months while reading the Libyan blogs I have come across a lot of vulgar comments that could have been avoided as there is no cause for such distasteful uncreative scornful low class vulgar comments that take any topic personally.
In my point of view, a blogger like any other writer can spell out whatever he or she feels is in his /her own frame of mind and concern to be true. Whether we agree or not is a different story and should by no way be taken seriously or personally.
As always the blame lies in our people though sad to say are supposedly professionals and not ignorant but to which the opposite is true.
Why can’t we accept the facts as seen from a different angle and try to figure out what can be done to resolve the problem or info posted. There are means and ways of communicating that are motivating and creative. Why the personal agenda as if we're all traitors of some sort???
Libyan Bloggers are either Libyans or ex pats married to Libyans who live either in the homeland or abroad. Can we not benefit from sharing our honest experiences without putting ourselves down after a battlefield of words, which is a no win game that leaves us hurt and full of resentment.
Many Libyan Bloggers have stopped altogether due to pressured comments, leaving them to wonder in a yo yo phase. Expecting great blogging feedback is also wrong for the joy of writing and sharing cannot be compared or measured in any which way or form.
So please do encourage each other for we all belong to one country one way or another and have a relatively good cause to be labeled Libyan Bloggers!
Deep down we Libyans can do better and gain experiences by sharing our own without labeling each other, for at the end of the day we all belong not only as Libyans but as decent human beings in need of peace, love and respect .
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